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See the value in a written retirement plan.

Sign up to download our 2025 Fidelity Retirement Report.

For the past 20 years, we have delivered the Fidelity Retirement Report with the goal of helping you better understand and navigate Canada’s retirement landscape.


This landmark 20th edition of the report explores how complex factors such as political uncertainty, growing interest rates and the high cost of living are affecting Canadians’ retirement plans and preparedness. Our survey data show that most Canadians agree that retiring today includes additional complexities, highlighting the importance of comprehensive financial planning that will allow them to retire comfortably in a shifting retirement landscape.


External economic factors can make people feel less certain about retirement, but Canadians, including your clients, can take steps to feel more prepared. Working with an advisor to build a written retirement plan that includes investments can help Canadians feel better about retirement.


Here are some of the highlights:

  • 90% of Canadians with a written financial plan feel financially prepared for retirement, compared with 55% of those without one.
  • 88% of respondents agree that retirement today is more complex and more strictly determined by one’s lifestyle expectations, financial choices and values than it was 20 years ago.
  • Canadians preparing for retirement expect to need approximately $1 million in savings to generate the income needed for a comfortable retirement.
  • Despite uncertain economic conditions, Canadians are still in control of their personal financial choices and can better secure their futures in retirement by having a written financial plan.

Source: The 2025 Fidelity Retirement Report.


Please fill out the form to receive the report and insights on how you can better prepare for retirement. If you are a financial advisor, log in to access more information.

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Views expressed regarding a particular company, security, industry or market sector are the views only of that individual as of the time expressed and do not necessarily represent the views of Fidelity or any other person in the Fidelity organization. Such views are subject to change at any time based upon markets and other conditions, and Fidelity disclaims any responsibility to update such views. These views may not be relied on as investment advice and, because investment decisions for a Fidelity Fund are based on numerous factors, may not be relied on as an indication of trading intent on behalf of any Fidelity Fund.

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